MEET SHERI WALL · FOUNDER OF BOSTON ATLANTIC

Before I Became an Advocate, I Was Someone Who Needed One.

“My journey through financial hardship, single motherhood, homeownership, and unexpected setbacks shaped a conviction that would eventually become Boston Atlantic: everyone deserves to be heard, understand their options, and be treated with dignity by the professionals they trust.”

— Sheri Wall
Sheri Wall seated in a home office
Sheri Wall, Founder of Boston Atlantic

The Person Behind the Work

Her story is the foundation of Boston Atlantic.

Sheri Wall didn’t build Boston Atlantic because homeownership was always easy for her. She built it because she knows what it feels like when life doesn’t go according to plan—and how much can change when someone is given the opportunity to find another way forward.

Long before becoming a Certified Mortgage Advisor or founding a housing advocacy organization, Sheri was a single mother navigating financial uncertainty, rebuilding her credit, and trying to establish stability for herself and her daughter.

Her journey included bankruptcy, homelessness, and periods of significant financial instability.

Those experiences taught her firsthand how intimidating financial systems can feel, particularly when you’re trying to rebuild your life, protect your family, and navigate circumstances that seem impossible to overcome.

She also learned how difficult it can be to find someone willing to listen, explain your options, and see beyond your financial circumstances.

June 2018

The Home That Changed Everything.

In June 2018, Sheri purchased her first home. For someone who had experienced financial hardship and housing instability, homeownership represented far more than a financial transaction.

It was stability. Independence. Security. And proof that the circumstances of her past did not have to determine the possibilities of her future.

Becoming a homeowner gave Sheri something she had worked extraordinarily hard to achieve: a place to build a stable life for herself and her daughter. It also changed the way she viewed what was possible.

She understood that someone who had experienced bankruptcy and financial hardship could still become a homeowner. She knew because she had done it herself.

But life wasn’t finished testing that belief.

Rebuilding a Life

Starting Over. Again.

After spending approximately 17 years in hotel and restaurant management, Sheri transitioned into medical billing and coding in late 2018. The opportunity came through someone she trusted deeply: her own therapist.

At the time, Sheri believed she was beginning a new professional chapter—one that would provide a different career path and greater stability for herself and her daughter. Instead, she describes that relationship as one of the most profound betrayals of her life.

According to Sheri’s firsthand account, the therapist she had entrusted with her personal struggles and vulnerabilities manipulated that relationship and used Sheri’s professional credentials in connection with fraudulent health care billing.

The medical practice subsequently became the subject of a federal criminal investigation involving the FBI. The U.S. Department of Justice reported that the practice’s owner was sentenced to seven years in federal prison in October 2022 for defrauding Virginia Medicaid and other health care programs of more than $2 million.

Federal-case source: U.S. Department of Justice, October 25, 2022

For Sheri, the consequences extended far beyond the loss of professional stability. Someone whose responsibility had been to help her navigate difficult circumstances had instead betrayed the very trust that relationship was supposed to protect.

Once again, in her thirties, Sheri faced the prospect of starting over—still raising her daughter without child support, still responsible for providing financial security, and still determined to move forward.

In 2019, she entered the mortgage industry. What began as another unexpected career transition would eventually become something far more meaningful.

“Advocacy isn’t simply about providing information. It’s about respecting the trust someone places in you—and never taking advantage of the power that comes with being the professional in the room.”

— Sheri Wall

The Human Side of the System

The Person Behind the Application.

Sheri Wall and her daughter Amira together in Boston’s South End neighborhood
Sheri and her daughter Amira in Boston’s South End neighborhood.

Working in mortgage lending gave Sheri an understanding of the financial systems, underwriting requirements, and institutional processes that influence access to homeownership.

But she brought something into the industry that couldn’t be learned through professional training alone.

She understood what it felt like to rebuild financially, experience bankruptcy, navigate credit challenges, face unexpected hardship, and wonder whether financial stability and homeownership were possible.

She understood what it meant to depend on professionals whose knowledge and authority could profoundly influence someone’s life.

As she developed her mortgage expertise, Sheri became increasingly convinced that consumers deserve more than a qualification decision or an explanation of available loan products. They deserve professionals who recognize the responsibility that comes with being trusted.

For Sheri, this principle is deeply personal. She knows what can happen when that trust is violated—and how meaningful it can be when someone takes the time to listen, explain the options, and approach another person’s circumstances with dignity rather than judgment.

She believes a credit score doesn’t tell someone’s entire story. A financial setback shouldn’t automatically end a conversation.

And a mortgage preapproval, while important, doesn’t necessarily determine whether purchasing a particular home is the right decision for someone’s life.

She believes in looking beyond the immediate transaction to understand the person, their goals, their financial circumstances, and the decisions that may shape their future.

A Continuing Educational Journey

An Education That Became Part of the Mission.

Sheri is an undergraduate degree candidate at Harvard University’s Extension School, continuing an educational journey that has spanned approximately 16 years.

For much of that journey, earning a college degree meant balancing academic responsibilities with motherhood, career demands, financial obligations, and the unpredictable realities of life.

In 2021, Sheri renewed her commitment to higher education through Harvard Extension School, a decision that would become deeply meaningful to her personal and professional development.

Her academic studies, including affordable housing development, have strengthened her interest in the policies, financial structures, and institutional decisions that influence access to housing.

“Understanding how a system works can be the difference between feeling powerless within it and knowing how to advocate for yourself.”

— Sheri Wall

For Sheri, education is more than a personal achievement or professional credential. It is an opportunity to better understand complex systems, question where unnecessary barriers exist, and help make information more accessible to the people expected to navigate them.

The Conviction Behind the Organization

Why Boston Atlantic Exists.

Sheri founded Boston Atlantic as an independent housing advocacy and education organization shaped by her lived experiences, professional knowledge, and belief that people deserve to be informed, respected, and empowered.

Homeownership is about more than qualifying for a mortgage. It is about understanding the financial decisions involved, recognizing available opportunities, asking meaningful questions, and having access to professionals who respect the responsibility of their roles.

Boston Atlantic exists to make financial literacy more accessible, help people better understand their homeownership options, and encourage real estate and housing professionals to become stronger advocates for the people they serve.

Sheri wants single parents to recognize that homeownership may be possible even when the path seems uncertain. She wants people who have experienced bankruptcy or financial setbacks to understand that there may be opportunities worth exploring. She wants people who have felt powerless, hopeless, or directionless to know that their voices matter.

“Your circumstances may shape where you begin. They don’t have to determine where your story ends.”

— Sheri Wall

That is why Boston Atlantic exists.

“I know what it’s like to start over when you didn’t see it coming. I know what it’s like to rebuild your finances, question your future, and wonder whether the stability you want for your family is even possible. That’s why I believe people deserve more than a yes or no. They deserve someone willing to listen, explain their options, and help them understand what comes next.”

— Sheri Wall
Connect with Sheri About Boston Atlantic

For advocacy, education, professional development, speaking, and partnership inquiries.

The Boston Atlantic Philosophy

Homeownership deserves a movement, not just a marketplace.

Advocacy First. Financing Second.

People deserve information before persuasion. A conversation before a conclusion. Advocacy before a transaction.

Separate Licensed Mortgage Practice

Explore Mortgage Financing with Sheri.

Sheri Wall, CMA · Certified Mortgage Advisor
Branch Partner | ALCOVA Mortgage
NMLS #1973144

Boston Atlantic is an independent housing advocacy and education organization founded by Sheri Wall. Sheri separately provides licensed mortgage origination services through ALCOVA Mortgage. Boston Atlantic does not originate mortgage loans, quote mortgage rates, issue preapprovals, accept mortgage applications, or collect sensitive borrower documentation. Consumers are free to choose any mortgage lender or real estate professional.

Visit Sheri’s Official ALCOVA Profile

This opens ALCOVA’s separate website. Any mortgage application, pricing, or borrower documentation belongs in ALCOVA’s approved process, not Boston Atlantic.